Affordability Calculator
Model different property price and interest rate scenarios.
Input Parameters
Household Financials
Calculator Results
| Purchase Price | Stamp Duty | Other Costs | Deposit | Deposit % | Total Upfront | Mortgage Amount | Monthly @ 3.5% | Monthly @ 4.0% | Monthly @ 4.5% | Monthly @ 5.0% | Monthly @ 5.5% |
|---|---|---|---|---|---|---|---|---|---|---|---|
| £250,000 | £2,500 | £2,000 | £60,000 | 24.0% | £64,500 | £190,000 | £853 | £907 | £963 | £1,020 | £1,079 |
| £260,000 | £3,000 | £2,000 | £60,000 | 23.1% | £65,000 | £200,000 | £898 | £955 | £1,013 | £1,074 | £1,136 |
| £270,000 | £3,500 | £2,000 | £60,000 | 22.2% | £65,500 | £210,000 | £943 | £1,003 | £1,064 | £1,127 | £1,192 |
| £280,000 | £4,000 | £2,000 | £60,000 | 21.4% | £66,000 | £220,000 | £988 | £1,050 | £1,115 | £1,181 | £1,249 |
| £290,000 | £4,500 | £2,000 | £60,000 | 20.7% | £66,500 | £230,000 | £1,033 | £1,098 | £1,165 | £1,235 | £1,306 |
| £300,000 | £5,000 | £2,000 | £60,000 | 20.0% | £67,000 | £240,000 | £1,078 | £1,146 | £1,216 | £1,288 | £1,363 |
| £310,000 | £5,500 | £2,000 | £60,000 | 19.4% | £67,500 | £250,000 | £1,123 | £1,194 | £1,267 | £1,342 | £1,419 |
| £320,000 | £6,000 | £2,000 | £60,000 | 18.8% | £68,000 | £260,000 | £1,168 | £1,241 | £1,317 | £1,396 | £1,476 |
| £330,000 | £6,500 | £2,000 | £60,000 | 18.2% | £68,500 | £270,000 | £1,212 | £1,289 | £1,368 | £1,449 | £1,533 |
| £340,000 | £7,000 | £2,000 | £60,000 | 17.6% | £69,000 | £280,000 | £1,257 | £1,337 | £1,419 | £1,503 | £1,590 |
| £350,000 | £7,500 | £2,000 | £60,000 | 17.1% | £69,500 | £290,000 | £1,302 | £1,385 | £1,469 | £1,557 | £1,647 |
| £360,000 | £8,000 | £2,000 | £60,000 | 16.7% | £70,000 | £300,000 | £1,347 | £1,432 | £1,520 | £1,610 | £1,703 |
| £370,000 | £8,500 | £2,000 | £60,000 | 16.2% | £70,500 | £310,000 | £1,392 | £1,480 | £1,571 | £1,664 | £1,760 |
| £380,000 | £9,000 | £2,000 | £60,000 | 15.8% | £71,000 | £320,000 | £1,437 | £1,528 | £1,621 | £1,718 | £1,817 |
| £390,000 | £9,500 | £2,000 | £60,000 | 15.4% | £71,500 | £330,000 | £1,482 | £1,575 | £1,672 | £1,772 | £1,874 |
| £400,000 | £10,000 | £2,000 | £60,000 | 15.0% | £72,000 | £340,000 | £1,527 | £1,623 | £1,723 | £1,825 | £1,930 |
| £410,000 | £10,500 | £2,000 | £60,000 | 14.6% | £72,500 | £350,000 | £1,572 | £1,671 | £1,773 | £1,879 | £1,987 |
| £420,000 | £11,000 | £2,000 | £60,000 | 14.3% | £73,000 | £360,000 | £1,617 | £1,719 | £1,824 | £1,933 | £2,044 |
| £430,000 | £11,500 | £2,000 | £60,000 | 14.0% | £73,500 | £370,000 | £1,661 | £1,766 | £1,875 | £1,986 | £2,101 |
| £440,000 | £12,000 | £2,000 | £60,000 | 13.6% | £74,000 | £380,000 | £1,706 | £1,814 | £1,925 | £2,040 | £2,158 |
| £450,000 | £12,500 | £2,000 | £60,000 | 13.3% | £74,500 | £390,000 | £1,751 | £1,862 | £1,976 | £2,094 | £2,214 |
| £460,000 | £13,000 | £2,000 | £60,000 | 13.0% | £75,000 | £400,000 | £1,796 | £1,910 | £2,027 | £2,147 | £2,271 |
| £470,000 | £13,500 | £2,000 | £60,000 | 12.8% | £75,500 | £410,000 | £1,841 | £1,957 | £2,077 | £2,201 | £2,328 |
| £480,000 | £14,000 | £2,000 | £60,000 | 12.5% | £76,000 | £420,000 | £1,886 | £2,005 | £2,128 | £2,255 | £2,385 |
| £490,000 | £14,500 | £2,000 | £60,000 | 12.2% | £76,500 | £430,000 | £1,931 | £2,053 | £2,179 | £2,308 | £2,441 |
| £500,000 | £15,000 | £2,000 | £60,000 | 12.0% | £77,000 | £440,000 | £1,976 | £2,101 | £2,229 | £2,362 | £2,498 |
| £510,000 | £15,500 | £2,000 | £60,000 | 11.8% | £77,500 | £450,000 | £2,021 | £2,148 | £2,280 | £2,416 | £2,555 |
| £520,000 | £16,000 | £2,000 | £60,000 | 11.5% | £78,000 | £460,000 | £2,066 | £2,196 | £2,331 | £2,469 | £2,612 |
| £530,000 | £16,500 | £2,000 | £60,000 | 11.3% | £78,500 | £470,000 | £2,111 | £2,244 | £2,381 | £2,523 | £2,669 |
| £540,000 | £17,000 | £2,000 | £60,000 | 11.1% | £79,000 | £480,000 | £2,155 | £2,292 | £2,432 | £2,577 | £2,725 |